CHIP in Nevada is offered through Nevada Check Up. This is the state’s Children’s Health Insurance Program, which is available throughout the country under different program names. The federal assistance program provides low-income families with health care coverage for children younger than 19 years of age. Nevada Check Up was created to give health insurance for kids and ease the financial burden of private health care coverage for families with incomes that fall within a certain percentage the Federal Poverty Level (FPL).
Each state is responsible for managing the program, including setting the application requirements and deciding which benefits are covered. Therefore, CHIP eligibility in Nevada may be different than the requirements in other states. Likewise, the costs associated with coverage and the application procedures also differ across the nation. To learn more about the program, including the application process and program benefits, continue reading the following sections.
What is CHIP in Nevada?
CHIP insurance in Nevada is provided through Nevada Check Up, the state’s version of the federal assistance program. It is the designated public health insurance plan for children younger than 19 years of age who live in low-income families. Some states offer a CHIP Medicaid blended insurance program, but Nevada separates the two into their own entities. Nevada Check Up covers children for basic health care services, like doctor visits and immunizations. It is a low-cost insurance option that helps families afford treatment and preventive services they would not be able to afford otherwise.
CHIP coverage is available without any copayments for services. However, some families are required to pay premiums based on their income and the size of their household. To learn more about the benefits or covered services of the program, download our informative guide here.
Who does Nevada CHIP cover?
There are certain CHIP eligibility requirements set by the state that candidates must meet before receiving program benefits. These conditions differ from state to state. The state’s child health insurance plan offered through Nevada Check Up is open to children younger than 19 years of age who belong to families with low or moderate incomes. Applicants must also be state residents and U.S. citizens, U.S. nationals or qualified noncitizens.
After completing the CHIP application process, the Nevada Division of Welfare and Supportive Services (NDWSS) reviews all the information and determines eligibility. The NDWSS typically notifies applicants immediately if they are approved for coverage. If you are wondering, “Can I get health insurance for my child only?” the short answer is yes. Nevada Check Up is there to provide coverage when you do not have any other health insurance options.
How to Apply for CHIP in Nevada
When you are ready to apply for CHIP, you must gather all the important documents that prove your eligibility. Completing a CHIP application is the only way to determine whether you qualify for coverage. During this process, you must show proof of meeting income, residency and household requirements. All applications are processed by the NDWSS.
To apply for CHIP online, you must create a personal account on the designated web portal managed by the NDWSS. Applying online is the fastest way to learn of your eligibility status and whether you qualify for coverage. To speed up the process, consider using the pre-screening tool to determine your eligibility before beginning the application process. This tool is also available online.
Call the CHIP number for assistance with the application or to schedule an appointment. You may need to submit a variety of documents during the application process, such as:
- Proof of identity
- Proof of income
- Proof of residency
To learn more about how to apply in your state, click here to download our informational guide.
What is included with Nevada CHIP coverage?
CHIP benefits in Nevada are similar to those offered in many other states. The Nevada Check Up program provides low-cost health care coverage and medical services to qualifying children around the state. Coverage is standard throughout the program. Covered services do not differ among applicants.
CHIP coverage includes many basic health care and medical services, some of which include:
- Doctor visits.
- Dental cleanings.
- Hearing tests.
- Hospital stays.
- Prescription drugs.
- Lab tests.
It is important to check with your health care provider before seeking treatment to ensure that the services you need will be covered by the program. Nevada Check Up partners with many providers throughout the state to offer services to enrollees. Be sure to bring your child’s Nevada Check Up card with you to any doctor or medical appointment to ensure your services are covered.
How much is CHIP health insurance in Nevada?
CHIP in Nevada is available to low-income families for a small premium. The exact amount of the premium depends on the applicant’s income and household size. After submitting the application, Nevada Check Up officials review the information to determine the amount of the premium.
Nevada CHIP insurance does not require enrollees to make copayments for any covered services. When they take their child to the doctor’s office for a routine checkup, for example, they do not have to pay a fee for service. However, premiums are billed quarterly to each family to continue receiving these services. The cost of the premium is not per child, but rather per family. Premiums are due on the first of each January, April and October.
How long do CHIP benefits last in Nevada?
Enrollees are required to renew CHIP coverage each year to continue receiving benefits. When it is time to renew coverage, Nevada Check Up sends enrollees a notification. Children will continue benefitting from the program as long as they still qualify each year.
During the renewal process, NV CHIP enrollees must report any changes that could affect coverage for the next year. When changes occur mid-year, however, children are allowed to continue receiving benefits for the rest of the benefit period. These changes may include changes in income, a new address, changes to immigration status or a change of employment.
Enrollees can renew CHIP online for a fast and convenient process. They can use their credentials to log into the portal used during the application process to check benefits and send renewal information.