The Mississippi Children’s Health Insurance Program (CHIP) covers uninsured children around the state and provides access to crucial health care and medical services. This government assistance program is funded jointly by states and the federal government and is available around the country. CHIP insurance is designed to fill any gaps in health insurance for low-income families who do not qualify for Medicaid. This program provides free or low-cost coverage for kids younger than 19 years of age who do not qualify for other types of health insurance.
CHIP benefits, application procedures and income requirements vary between states, as the program is administered at the state level. Mississippi requirements are determined by the state’s health department. For more information on the program, including CHIP eligibility requirements, benefits and how to apply, continue reading the sections below.
What is CHIP in Mississippi?
Mississippi offers blended CHIP Medicaid coverage to help uninsured children across the state. The program covers important health and medical services, like prescriptions, doctor visits, hospital services and many others. It is a free or low-cost insurance program available to families with qualifying incomes.
Eligibility for CHIP coverage is determined after the application process is completed. Coverage is provided by two insurance companies funded by the state. Applicants may choose which provider they plan to use. For some, CHIP dental coverage is an important part of their package plan. These individuals should choose a provider with a dental plan included in the package. Also, the cost of the program differs between applicants. Some may receive free services while others must pay small copayments.
To learn more about the program, get your copy of our informative guide here.
Who does Mississippi CHIP cover?
There are certain CHIP eligibility requirements in Mississippi that all applicants must meet before they are enrolled. Since each state determines the program requirements, these requirements vary slightly across the country. The Mississippi child health insurance plan is open to children younger than 19 years of age who do not qualify for Medicaid. They must also not currently have health insurance through another private provider. Families applying for CHIP in MS must meet the income requirements based on their household size. Furthermore, applicants must be Mississippi residents, as well as U.S. citizens, U.S. nationals or qualified noncitizens.
Applicants must submit an application to learn whether they qualify for the program. If you are wondering, “Can I get health insurance for my child only?” you should know that the program is specifically designed to cover uninsured children. Only those applicants who meet all residency, income and health coverage requirements will receive benefits.
How to Apply for CHIP in Mississippi
Everyone interested in the program must submit a CHIP application to have their credentials examined for eligibility. Applying for CHIP requires candidates to submit various pieces of information, such as income documents, information about household size and details about current health care coverage. There are a few different ways to apply for the health care program.
You cannot apply for CHIP online in Mississippi. The only way to apply for the program is to complete an application in person at your county’s Medicaid Regional Office. Call the CHIP number of your local office for more information about the application process or to schedule an appointment.
You may need to submit proof of meeting the program requirements, such as:
- Proof of identity
- Proof of income
- Proof of residency
- Proof of citizenship
- Information about current health insurance
For more details on how to apply in your state, click here to download our free comprehensive guide.
What is included with Mississippi CHIP coverage?
MS CHIP insurance offers free or low-cost health care coverage to children around the state. Covered services and procedures vary from state to state. CHIP coverage in Mississippi is provided through a company chosen by the applicant. The coverage option he or she chooses depends on the child’s health and medical needs. Upon submitting a CHIP application, the State Department of Health notifies the applicant of their eligibility.
There are many CHIP benefits and covered services available to eligible enrollees. These include:
- Doctor visits.
- Vision services.
- Dental cleanings.
- Lab tests.
- Mental health care.
This list is not complete. Most plans cover a wide variety of services. Additionally, specific providers may offer extra services for an additional cost that should still be relatively affordable with this insurance. Applicants have the chance to choose a provider based on their children’s coverage needs and specific medical requirements.
How much is CHIP health insurance in Mississippi?
The costs associated with CHIP insurance in Mississippi are different for different types of applicants. Everyone applying for the program must submit documents that prove income, residency and household size. The state considers these factors when determining the type of coverage for which applicants qualify.
CHIP enrollees in Mississippi do not pay premiums or deductibles. However, some may need to pay small copayments for services if their income falls within a certain percentage of the Federal Poverty Level (FPL). Those required to make copayments will find that the posted amounts are generally very affordable and are not an impediment when parents are deciding whether or not to seek care.
How long do CHIP benefits last in Mississippi?
CHIP coverage is valid for a period of one year. Once coverage expires, enrollees must renew coverage to continue receiving benefits. Mississippi gives applicants the chance to opt for automatic renewal during the application process. The MS CHIP application also allows candidates to choose a specific length of time for which this automatic renewal applies. The program then notifies all members when it is time to renew coverage.
If you do not choose to enroll in automatic CHIP renewals, you will receive a notice from the health department when it is time to renew your benefits. Keep this notice for identification purposes when you renew your coverage. The renewal form contains step-by-step instructions on how to renew your benefits. If anything has changed, such as your address or income, you must report these changes to the department. These changes may affect your coverage eligibility.